Trip cancellation insurance and trip interruption insurance
You’ve been looking forward to your vacation, but shortly before you’re due to depart an emergency occurs making it impossible for you to leave as planned. You will be reimbursed for any non-refundable costs incurred due to cancellation of the trip. What if you have to cut your trip short? The cost of any unused portions of your travel arrangements and the extra cost for your early return home will be reimbursed.
Normally, insurance of this kind has to be purchased separately. But now you can avoid this extra cost. This free coverage applies to the cardholder and the cardholder’s spouse or partner and children up to age 25 living in the same household. There is no excess. To qualify, you must have paid for at least 60% of the trip using your card’s credit option, the trip may last no longer than 45 days and one of the following circumstances
must apply:
- Serious illness, accident or death (of the cardholder or close relative)
- Serious complications of pregnancy
- Break-in or damage of home
- Travel warning
- Natural disaster/epidemic
- Theft of travel documents
- Delay/cancellation of departure
If you pay for your trip using your Flex Gold card’s credit option, you will be reimbursed up to CHF 20 000 per year if your trip has to be cancelled and up to CHF 15 000 per year if your trip is interrupted (individual & coverage).
If you pay for your trip using your Flex Silver card’s credit option, you will be reimbursed up to CHF 10 000 per year if your trip has to be cancelled and up to CHF 7 500 per year if your trip is interrupted (individual & coverage).